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CHARLOTTE – For those pushing to find the perfect gift in time for Christmas – you’re not alone.

A new survey shows two-thirds of U.S. consumers haven’t started their holiday shopping and 41 percent of them won’t finish until the week before Christmas.

But before you reach for your wallet, you may want to consider some inexpensive gift ideas that are both thoughtful and frugal the same time.

Bakeries, for example, have a lot of options to fit even a tight budget.

“Baked goods don't go out of style and it's something simple,” Jodi Wright, with Savory Moments Bakery, said. “We have gifts from 99 cents to $1.99 that they can assemble to make gift boxes and we also have gift boxes that are assembled for $10.99.”

For those looking for something that will last a bit longer, homemade crafts may be a good option. Small Hands, Big Art in South Charlotte has plenty of tips for the creative gift-giver.

“You can make it out of literally everything you have in your house, in your pantry,” Jennifer Bryant, with Small Hands, Big Arts, said. “You don't have to spend anything really.”

Many restaurants have deals on gift cards this time of year, according to Restaurant.com. Thrift stores also carry books and small toys for cheap.

Remember, it’s the thought that counts.

“Something to let somebody know you're thinking about them,” Wright said.